Terms & Conditions
Last Updated: January 2026
Introduction
These terms and conditions govern the use of the website wise-spend-lab.com operated by Wise-spend-lab s.r.o. By using this site, you agree to these terms.
Description of Services
Our website provides educational content in the field of financial literacy and personal finance management. The content is for informational purposes only and does not constitute financial advice.
Limitation of Liability
Information on this site is provided "as is" without any warranties. We are not responsible for decisions made based on information from this site. Before any financial decision, we recommend consulting with a licensed financial advisor.
Intellectual Property
All content on this site, including text, graphics, logos, and images, is protected by copyright and is the property of Wise-spend-lab s.r.o. Any copying or distribution without written consent is prohibited.
User Obligations
By using our site, you agree to:
- Not use the site for illegal purposes
- Provide truthful information when subscribing to the newsletter
- Not spread malicious software or disrupt site functionality
- Respect intellectual property rights
Changes to Terms
We reserve the right to change these terms and conditions at any time. Changes will be effective immediately upon publication on this site. We recommend regularly checking this page.
Governing Law
These terms and conditions are governed by the laws of the Czech Republic. Any disputes will be resolved by the competent courts in the Czech Republic.
Contact
If you have questions about these terms and conditions, please contact us at info@wise-spend-lab.com or at the company's registered address.